Tel: 01234 270074
Our Team
David Twigden CeMAP MIFS DipFA
David joined the industry in October 1986. In November 1988 David became an appointed representative with AXA Equity & Law and in December 1988 set up his own company, King Associates. In 1997/98 David became AXA’s number one company representative for that year and remaining in the top 5 for personal sales every year after that.
His qualifications are FPC I II III, CEMAP and Level 4 Diploma for Financial Advisers, recently attaining the new qualifications for the Retail Distribution Review as implemented by the Financial Conduct Authority in December 2012. David set up his Independent Financial Services firm called Twigden Asset Management as he needed to offer the whole market to his clients as their needs and requirements grew. He needed to specialise so King Associates became independent mortgage brokers and Twigden Asset Management gives independent advice in all other areas of financial services.
David has built his business by listening to clients, offering a first class service and tremendous working atmosphere due to teamwork. His first experience of success due to teamwork was while playing for Bedford Rugby Club and now as a main Board Director he has continued this throughout his working life.
John Hyde
John joined in 2000 to run King Associates as an Independent Mortgage Advice Company. John holds the CEMAP qualification and deals with all types of mortgages including secured and commercial loans.
John has many contacts in the area; having worked in Bedford for over 30 years and having been heavily involved in local sports particularly cricket and football.
John strongly believes that being independent is crucial for any client looking for advice as all clients should have access to the whole of the mortgage market.
Azim Isa Cert PFS, DipFA
Azim joined the industry in 1983, he has gained his experience working both with High Street banks and assurance companies such as General Portfolio, GAN, Canada Life and Manu Life. He set up his own business and became an appointed representative with Irish Life Assurance.
Azim speaks fluent Hindi, Punjabi and Urdu and can advise non-English speaking clients in their mother tongue. He is qualified to give advice on all matters including protection, investments, inheritance tax planning and business protection.
Azim has been working as an Independent Financial Adviser with Twigden Asset Management for the last 10 years.
Geoff Sharpe ACII FPFS Chartered Financial Planner
Geoff has worked in financial services for 40 years, initially in retail banking for 19 years. After a short spell with Prudential and two bancassurers, he became an Independent Financial Adviser in 1996. Since then he has worked for a number of small and large firms as a Technical Director, Discretionary Fund Manager and client adviser, before joining Twigden Asset Management in September 2009.
He has reached the highest level of qualification, being a Chartered Financial Planner, Fellow of the Personal Finance Society, Associate of the Chartered Insurance Institute and Affiliate Member of the Society of Trust and Estate Practitioners. As technical and research consultant to Twigden Asset Management, he provides specialist advice on investments, retirement and Inheritance Tax planning.
Interests include road cycling, riding in Italy each year, and also participating in a number of charity rides, supporting wheelchair disabled sports, children’s cancer charities and kidney research to name a few. In 2008 he trained and led a team of 12 on a charity ride from Milton Keynes to Paris. Other interests include quiz programmes such as University Challenge, Mastermind and Eggheads.
Catherine Morgan Dip CII CeMAP
Catherine joined financial services at the age of 18. Working with 3 of the largest banks on the high street firstly with Halifax, followed by 6 years with Santander and for the past 8 years with HSBC in a number of different roles from Cashier to Mortgage Adviser to Financial Adviser.
In 2008, driven by opportunity and dreams, Catherine spent 4 years in Jersey as an Area Sales Manager leading a team of 7 Advisers and enjoying the beauty of working on the island. It was here that she got married to Gareth and had her first child George who is now age 5. He is very energetic and enjoys watching the Rugby with his dad!
It was also in Jersey that she created her first business as a Personal Stylist and Consultant and has recently added an online Giftware business which helps to soak up Catherine's passion for shopping and utilises her ‘spare time’ energy!
Returning to the UK, Catherine and Gareth welcomed their second son Thomas, now aged 3. Catherine returned as an IFA with HSBC advising clients on how to reach their financial goals for both themselves and their families, to provide for a secure and happy future.
Catherine has joined us as our Business Development Manager. We believe her traditional approach to a customer relationship - based on trust, engagement and regular contact, will fit in well with our values at Twigden Asset Management Ltd.
Catherine's qualifications include CeMAP (Certificate in Mortgage advise and practice), CEFA 1,2,3 (Certificate for financial advisers) and she also holds DipFA (Level 4 Diploma in Regulated Financial Services).
Admin Personnel
Debbie Stevens
Karen Manning
Sharyn Hart
Andrea Clark – Paraplanner
Vastly experienced with over 20 years combined company service and financial service experience.
