Tel: 01234 270074
David Twigden CeMAP MIFS DipFA
David joined the industry in October 1986. In November 1988 David became an appointed representative with AXA Equity & Law and in December 1988 set up his own company, King Associates. In 1997/98 David became AXA’s number one company representative for that year and remaining in the top 5 for personal sales every year after that.
His qualifications are FPC I II III, CEMAP and Level 4 Diploma for Financial Advisers, recently attaining the new qualifications for the Retail Distribution Review as implemented by the Financial Conduct Authority in December 2012. David set up his Independent Financial Services firm called Twigden Asset Management as he needed to offer the whole market to his clients as their needs and requirements grew. He needed to specialise so King Associates became independent mortgage brokers and Twigden Asset Management gives independent advice in all other areas of financial services.
David has built his business by listening to clients, offering a first class service and tremendous working atmosphere due to teamwork. His first experience of success due to teamwork was while playing for Bedford Rugby Club and now as a main Board Director he has continued this throughout his working life.
John joined in 2000 to run King Associates as an Independent Mortgage Advice Company. John holds the CEMAP qualification and deals with all types of mortgages including secured and commercial loans.
John has many contacts in the area; having worked in Bedford for over 30 years and having been heavily involved in local sports particularly cricket and football.
John strongly believes that being independent is crucial for any client looking for advice as all clients should have access to the whole of the mortgage market.
Azim Isa Cert PFS, DipFA
Azim joined the industry in 1983, he has gained his experience working both with High Street banks and assurance companies such as General Portfolio, GAN, Canada Life and Manu Life. He set up his own business and became an appointed representative with Irish Life Assurance.
Azim speaks fluent Hindi, Punjabi and Urdu and can advise non-English speaking clients in their mother tongue. He is qualified to give advice on all matters including protection, investments, inheritance tax planning and business protection.
Azim has been working as an Independent Financial Adviser with Twigden Asset Management for the last 10 years.
Geoff Sharpe ACII FPFS Chartered Financial Planner
Geoff has worked in financial services for 40 years, initially in retail banking for 19 years. After a short spell with Prudential and two bancassurers, he became an Independent Financial Adviser in 1996. Since then he has worked for a number of small and large firms as a Technical Director, Discretionary Fund Manager and client adviser, before joining Twigden Asset Management in September 2009.
He has reached the highest level of qualification, being a Chartered Financial Planner, Fellow of the Personal Finance Society, Associate of the Chartered Insurance Institute and Affiliate Member of the Society of Trust and Estate Practitioners. As technical and research consultant to Twigden Asset Management, he provides specialist advice on investments, retirement and Inheritance Tax planning.
Interests include road cycling, riding in Italy each year, and also participating in a number of charity rides, supporting wheelchair disabled sports, children’s cancer charities and kidney research to name a few. In 2008 he trained and led a team of 12 on a charity ride from Milton Keynes to Paris. Other interests include quiz programmes such as University Challenge, Mastermind and Eggheads.
Andrea Clark – Paraplanner
Vastly experienced with over 20 years combined company service and financial service experience.